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Title: Aging - Long Term Care Link A comprehensive, noncommercial source of long-term care information. Offers information and services in a broad range of categories. Its purpose is to educate the public on long-term care, give sup
Native_Elder_Health_Care_Resource_Center National resource center for older American Indians, Alaska Natives and Native Hawaiians

New_England_Centenarian_Study The NECS is the largest genetic study of centenarians in the world with approximately 1,000 subjects enrolled including centenarians, their siblings and children and control subjects.

Rejuvenex Skin care line and multi-vitamin antioxidant formula are Professor Carmen Fusco's formulations. It enables skin cells to regenerate underlying collagen.

SAGE_KE Science of Aging Knowledge Environment. Science's online resource for researchers in the field of aging.

Senior_Services_of_Island_County Provides services to seniors residing in Island County. Services include a senior center in Langley, Meals on Wheels, and senior activities.

Suite_101_-_Healthy_Aging Article about entering a revolution in aging.


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Long Term Care Link - A Comprehensive Resource for Long Term Care Long Term Care InsuranceCare Management AdviceRetirement Planning Elder Law AdviceHome Health CareHospice CareVeterans BenefitsReverse MortgagesFamily Conflict Resolution Medicaid - Saving AssetsEstate Planning AdviceRelocation & Real EstateMedicare Insurance PlansMedical Care / House CallsFuneral & Burial PlanningHome Maintenance/ChoresAssisted Living/AlzheimersNursing Homes/ CareSearch for Senior Housing More Eldercare Services Search this siteMember Area Login List of State & County Veterans Service Officers. We need Consultants in your area to service Public Requests for Veterans Benefits. Book: "The 4 Steps of Long Term Care Planning" A must have book for anyone planning their retirement years and wanting to be prepared in case of needing long term care. More... Join the NCPCBecome a member of the National Care Planning Council. Click here to learn about the benefits of membership. Find Eldercare Services which are here to help you with your eldercare needs. Expand your business. Help veterans & their loved ones as a Veterans Benefits Consultant. Welcome to the National Care Planning Council...   and our web site "Long Term Care Link", a comprehensive resource for long term care planning. The articles below will help you learn about long term care planning and the providers and services in the categories on the left and below under "Find Eldercare Services" are here to help you with your eldercare planning needs. Thomas Day, Director    About the National Care Planning Council Monthly Eldercare ArticlesLists of Eldercare Service Providers in your area.Books for Long Term Care Planning The 35 articles below contain over 690 pages of valuable information. National Care Planning Council Books The national care planning Council is a leader in providing books on timely subjects for long term care planning. Below are five of our popular books. "Veterans Aid and Attendance Benefit" "Aid & Attendance Handbook" "The 4 Steps of Long Term Care Planning" "Protect Assets from Nursing Home Costs" "How to Become a Veterans Consultant" Long Term Care Benefits for Veterans Long term care benefits for veterans include services from VA Health Care, services from state veterans homes and disability income programs such as Compensation or the Aid and Attendance Pension benefit. Veterans Benefits Consultants Package List of State Veterans Nursing Homes New Aid and Attendance Website Request Help from a Veterans Consultant About Long Term Care The need for long term care arises when an individual requires from someone else, assistance with medical care, daily activities, comfort, supervision or advice. Most long term care is provided by family members. Read the Complete Article Lists of Eldercare Services in Your Area Find a State Care Planning Council Links to LTC News and Interviews These are links to online news sources and to online magazines that deal with long term care issues. We also provide a number of radio interviews dealing with long term care issues. These are interviews with experts in the field. Go to News and Interviews About Long Term Care Link National Care Planning Council Articles About Caregiving Caregiving involves two groups of people who provide long term care. Roughly 60% of all care is provided by family members who receive no pay for their time. These folks are usually called informal caregivers. The balance of care is provided by formal caregivers who are volunteers or paid professionals. Read the Complete Article Find a Professional Advisor Need for Long Term Care Planning Even though long term care can be the greatest crisis an elderly person can experience, there is an appalling lack of preparation among older Americans. Scarce government funds and changing demographics make the need for planning even more critical than ever. Read the Complete Article Find a Long Term Care Planner About Long Term Care at Home Roughly 70% of all long term care is provided in the home primarily by a spouse, a daughter or daughter-in-law. More family caregivers are in the workplace or live far away and are finding it difficult to care for loved ones at home. Help is available in a number of ways. Read the Complete Article Find Home Care Services "The 4 Steps of Long Term Care Planning" 7 Steps of Long Term Care Planning Planning for long term care is a process for two generations. As a general rule, the older generation completes seven logical steps in this process. For a generation preparing for retirement the seven planning steps occur in phases before and after retirement. Read the Complete Article Find a Professional Advisor Read our new book about these steps About Home Telehealth Home Telehealth is a useful home care service for rural areas where distances are great and nurses and aides find it difficult to visit patients. The home Telehealth patient uses vital sign monitoring attached to a computer and consults with the home care personnel over the phone and using the computer to feed information. Read the Complete Article Find Home Care Services Knowing Who to Contact for Help Most family caregivers simply don't know where to turn for help and advice. This is the largest article on the site and covers 11 vital services that all families should consider using. Many of these services go unused, simply because of lack of knowledge. In most cases, these services could save time, money and caregiver stress. Read the Complete Article Lists of Eldercare Services in your Area About Day Care day care services have been around for about 30 years but providers have found it difficult to stay in business and families seem reluctant to use the services. This is unfortunate because this service can help people stay in their homes longer by providing medical care and giving care givers a rest. Next year Medicare may start paying for these services as an alternative to home care and this will give this industry a shot in the arm. Read the Complete Article Find Day Care Services Find Home Care Services Paying the Cost of Care Having money to pay for long term care when the time comes is probably the most important part of the planning process. For a younger generation, long term care insurance makes the most sense. For the older generation that hasn't provided funds for care, there are other options that might be available. But they never work as well as the insurance. This article also examines the past and future effect of inflation on various care services. Read the Complete Article Find a Professional Advisor Request Help Retirement & Care Communities Many active seniors are selling their homes and using the equity to purchase a retirement living arrangement on the seashore, in the mountains, in the desert or in the South where it's warm. Some seniors find new living arrangements that offer various degrees of eldercare. This article examines the various retirement living arrangements for the elderly. Read the Complete Article Find Retirement & Care Communities Long Term Care Insurance This is the most in-depth and comprehensive treatment of long term care insurance available anywhere; either for sale or for free. For those of you who want all the details, including numerous charts, this is the article for you. Estimates are that costs for this insurance are going up about 12% a year for the same buying age. You should not delay buying. Read the Complete Article Find a Long Term Care Insurance Secialist About Assisted Living Prior to assisted living, elderly people who could not remain in their homes for various reasons had to go to a nursing home for care. Assisted living is an alternative that provides a more homelike environment, a more stimulating atmosphere and is generally about 60% of the cost of a nursing home. Read the Complete Article Find Assisted Living Find Alzheimer's Facilities & Care Wills, Trusts & Powers of Attorney This article discusses estate planning strategies for the elderly. This is not legal advice and an attorney should be used to prepare these documents. Many elderly fail to provide these documents for their family and when the time for care comes, family are scrambling to try and straighten out the mess. Read the Complete Article Find an Elder Law or Estate Attorney Find a Trust Administrator About Nursing Homes For many care recipients long term care is an evolving process of losing more and more physical or mental capacity. A nursing home is usually the last stop in this process. The nursing home is equipped to handle medical problems, disability and in some cases behavior problems that cannot be handled by any other provider. Because there are now so many other options for care prior to a nursing home, the trend is that residents on average are much sicker and older than in the past. Read the Complete Article Find Nursing Homes Find Alzheimer's Facilities & Care Medicaid Planning Medicaid planning has gotten a bad name because a handful of practitioners have abused the system and taken unfair advantage of taxpayers. But Medicaid planning is really a useful strategy and is typically used to save what few assets are remaining for Medicaid spend down and to provide adequate income for the healthy spouse at home. Medicaid often robs the healthy spouse of a quality standard of living by not allowing enough needed assets and income. Read the Complete Article Find a Medicaid Planner Find Medicare Plans About Hospice Care Hospice care is a valuable service and generally underused except for terminal cancer patients. Hospice allows for compassion and dignity in the process of dying. Most families wait too long to have their doctor prescribe hospice from Medicare. It should be considered at an earlier stage. Read the Complete Article Find Hospice Care Using Life Settlements The life settlement and a related product called a viatical allow an investor to free up cash for an individual by investing in that person's death. The investor purchases the individual's life insurance policy for less than value and then recoups the investment plus interest with the death payout when the insured dies. Read the Complete Article Find a Life Settlement Specialist About Medicare & VA Long Term Care Medicare provides limited coverage for home care and for nursing home rehabilitation from a three day hospital stay. If the patient is not recovering, Medicare eventually quits paying. Medicare also covers hospice care. The VA will also cover limited home care, assisted living and nursing home care under certain conditions. In addition many states have VA state nursing homes. Read the Complete Article Aid & Attendance List of VA State Nursing Homes Using a Reverse Mortgage After 15 years, reverse mortgages are finally starting to catch on. A reverse mortgage allows someone to tap the equity in his or her home and use it for anything. There are no income or credit requirements for this loan. It's the same as any other loan -- you own the title and the bank holds a lien. There is no requirement to make payments while you are alive and still living in the home. Read the Complete Article Find a Reverse Mortgage Specialist Request Help About Medicaid Long Term Care Medicaid provides nursing home coverage for elderly people over age 65 and for younger disabled people on SSI. Except for 13 states that test for income, in all other states, a person can receive Medicaid nursing home if assets are less than $2,000 and income is not sufficient to pay the full cost of care. Medicaid will make up the difference. Medicaid waivers are used to cover home care and assisted living services in all states. But in many states nursing homes are favored over these waiver programs. Read the Complete Article Find a Medicaid Planner Find an Elder Law Attorney Using a Care Manager Elder or geriatric care managers are invaluable in helping family caregivers cope with the burden of caregiving. Everyone should use a care manager when the time for care comes. Unfortunately it's just the opposite. Family think they can do it themselves and rarely spend the money. Using a care manager is no different than using an attorney or a CPA. The family is confronting the maze of long term care services for the first time. The care manager has been there many times. A care manager will save time, money and stress. Read the Complete Article Find a Care Manager Find Useful Links About the National Aging Network The national aging network was created by the Older Americans Act of 1965. It is administered by the Administration on Aging and by state aging departments. On a local level, services are offered through 655 area agencies on aging scattered all over the country. Its purpose is to provide a wide range of services to support Americans age 60 and over in the community and keep them out of nursing facilities. The aging network is the largest single provider of aging services in the country, utilizing 29,000 service providers and over 500,000 volunteers. Read the Complete Article List of State Aging Units & Area Agencies Find a State Care Planning Council Supplements, Advantage Plans, Part D This article goes into detail explaining how Medicare works and how Medicare supplements fit into the overall picture. A great deal of space is devoted to explaining the new Medicare Advantage plans and the new Medicare prescription drug, part D program. An effort is made to explain how they all fit together and the advantages of various coverages. We also provide step-by-step instructions on how to sign up for the new prescription drug plan. In addition we have an extremely popular list for Internet visitors linking to all 311 care providers for coverage. Read the Complete Article Find a Professional Advisor More about Part D Depression in Elderly Care Recipients A scholarly article on recognizing depression in those receiving care and recognizing that treating that depression could result in a better quality of life for the care recipient. Dealing with depression may also relieve the stress on caregivers. Read the Complete Article Find a Geriatric Health Care Practitioner The Caregiver's Handbook An excellent how-to-do-it book for caregivers, produced by San Diego Mental Health Services. Contained here are 31 pages of great advice, tips and instructions on how to deal with an elderly loved one needing long term care. Read the Complete Article Find an Elder or Geriatric Care Manager About Medical Care for the Elderly There is a crisis in the health care treatment that elderly Americans receive in this country. Few doctors have training in providing health care to the elderly. As a result many seniors are  over-medicated and under-treated and their quality of life may be severely affected. With proper treatment many of the afflictions of the elderly could be substantially reduced. Families should seek medical treatment through geriatric clinics or from geriatricians. Read the Complete Article Find a Geriatric Health Care Practitioner Elder and Family Mediation Services A large number of families put up with family disagreements and family disputes and long lasting bitterness over the care of loved ones. Many people don't realize that a simple process called mediation could put their family back together again. Elder or family mediators bring disputing parties together and through mutual agreement and a written document help them to resolve their issues. This is an extremely valuable service. Read the Complete Article Find an Elder or Family Mediator About Elder Abuse Elder abuse is the "dirty little secret" of caregiving. Estimates are that only about 10% of all abuse is ever reported. And it's possible that 10% of elderly and disabled Americans suffer abuse at the hands of caregivers or family members. The most frequent abuse is not in nursing homes but in the homes of the persons receiving care. This could be neglect, physical abuse, verbal abuse or financial abuse where children are stealing assets. Read the Complete Article List of State Protective Services List of State Ombudsmen Professional Home Care Services Although most home care is provided by family, friends or volunteers, there is a growing trend to hire paid individuals or professionals to provide this care in the home. Traditional caregivers can't provide care because of full-time employment or parents live a long distance away. This article discusses the use of traditional home health agencies, live-in care providers and personal or non-medical home care companies. Read the Complete Article Find Home Health Care Find Similar Services Technology & Remote Monitoring This article discusses assistive technology, which is the use of devices to help with disability. Some of this equipment, labeled as durable medical equipment by Medicare, will be covered by Medicare. Such things as bed lifts, wheelchairs and scooters as an example. Also a variety of disability aids and help are discussed. Another area of interest is remote monitoring of loved ones at home and the use of alarm or medical alert devices. Read the Complete Article Find Assistive Technology & Disability Aids Find Remote Monitoring and Medical Alert Community Aging Services There are many private, religious and government organizations across the country that provide supportive services for older people. Many of these services center around helping people stay in their homes and avoid having to go to live in an institution or perhaps move in with family. Other community services may provide socialization or training opportunities. Probably the best way to find these services is by dialing 211. Read the Complete Article Find a Professional Advisor Find a State Care Planning Council Reference Materials For those of you who prefer to find your own source material, we have included reference material that we particularly like; sources we feel are rich in facts and figures. So far we have included 102 of these references. If you have a source that you particularly like, please let us know and we will include it on our listing. Go to the Reference List Find a Professional Advisor Find Useful Links End-of-Life Services This is a lengthy article that examines dying, final directives, grief and bereavement, palliative care, pain management, funeral arrangements, funeral services, funeral preplanning and preneed planning. This last service has become quite popular in recent years where people prepay and preplan the entire final arrangements. Read the Complete Article Find End-of-Life Planning & Support Find PreNeed Funeral Planning   Care Planning & Veterans Benefits Consultants   CALIFORNIA Nadine M Lord NEVADA David Whiteside   CALIFORNIA Galen Maddy N. CAROLINA Kelly Shovelin   CALIFORNIA Mark John Crews OHIO Stella Nsong   FLORIDA Gregory G. Glenn S. CAROLINA Judith Ann Whiting   FLORIDA Jeff Dupree TEXAS Matt Sullivan   KANSAS David Landwehr TEXAS Richard Barron   LOUISIANA Jimmy Long UTAH Chris Merrill   MASSACHUSETTS Robert B. Mauterstock UTAH Greg Gregson   MARYLAND Cheryl Chapman Henderson VIRGINIA Oast & Hook, P.C. Long Term Care Link © 2008 All Rights Reserved | Request Help | Guide to Long Term Care Planning |   | National Care Planning Council | Eldercare Resources |  | Veterans Aid and Attendance Books | 4 Steps of LTC Planning Book | Join the National Care Planning Council about The National Care Planning Council For new links, sites to be added, or general long term care questions: inquiry@longtermcarelink.net For specifc web site questions or comments: webmaster@longtermcarelink.net Long Term Care Link is not responsible for content of external sites, services and resources. Phone: 800-989-8137 Longtermcarelink.net is owned by the National Care Planning Council, Inc.
 

A

comprehensive,

noncommercial

source

of

long-term

care

information.

Offers

information

and

services

in

a

broad

range

of

categories.

Its

purpose

is

to

educate

the

public

on

long-term

care,

give

sup

http://www.longtermcarelink.net

Long Term Care Link 2008 September

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A comprehensive, noncommercial source of long-term care information. Offers information and services in a broad range of categories. Its purpose is to educate the public on long-term care, give sup

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